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Women and Financial Retirement

As a woman, earning our own money makes us confident, especially when we are told or conditioned to spend the entire life doing the household chores.



Women Financial Retirement

Just like everyone else, I was also very excited about my first salary. We all start planning beforehand that what we are going to do with our first paycheque – a gift for loved ones, watch/mobile phone, treat to our friends, saving it for future or handing over the money to our parents.

Months of hard work, energy, and excitement for the salary, I received a message which says, “Your account has been credited with amount xxxxxx.” I was on cloud nine as it was my hard work and more than that I felt financially independent and liberated.

As a woman, earning our own money makes us confident, especially when we are told or conditioned to spend the entire life doing the household chores.


Today, only 64% of women globally have access to a bank account in comparison to 71% of men. In India, however, nearly half of all the women who do have access to a bank account only use it in a limited manner or don’t even use it. This reality holds to all the women in every sector – agriculture to wealthy family offices.

Women in Indian families face a dilemma when it comes to financial independence and well-being. They have to face a harsh reality when the male breadwinner of the family dies, divorce, or any other such issues.



Families need to be prepared for pre-empt emergencies. If a male member of the family is only the bread earner and the women and kids are dependent on him then it is a case where one has to get worried upon.

Jobs, not all the times are secure and neither is life. The women of the family have to have knowledge about the finances and should have the skill to get a job.

The standard cost of living-

There has been a rise in the cost of living in past decades. Having a good house, sending kids to a good school and living a standard life is the goal of every men and woman.

Hence, if there are 2 breadwinners in the house it automatically leads to the standard cost of living. Women who are financially liberated not only help in everyday requirements/expenses of the house but also help to meet the financial goals of the family.

To feel independent

Once a woman starts earning she does not have to be dependent on the male member of the family.

It provides women with the benefit of making decisions on their own since they can live on their terms make mistakes and learn from them. It makes women community builders and problem solvers.

To be the role model

A woman who is financially independent is a role model to everyone – a married woman for her children who makes them realize that gender biasness does not mean anything when a woman is strong and dedicated to earning.

Personal growth

Through social constraints, a woman becomes weak, which results in emotional struggle. Since they are financially dependent on someone other it makes them in permanent limbo. Thus, becoming financially independent leads to personal growth as they know what is right for them, where to invest, how to save and much more.

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Naomi Osaka’s withdrawal from the French Open has an important message to convey..

The world No 2 ranked Osaka announced her withdrawal from the French Open on June 1. The sporting fraternity is divided over her obligations towards the game. However, there is a much bigger issue at hand. 



Naomi Osaka

The world No 2 ranked Osaka announced her withdrawal from the French Open on June 1. The sporting fraternity is divided over her obligations towards the game. However, there is a much bigger issue at hand.

Players withdrawing from a tournament is not news nor is it something new. Earlier, in the day Petra Kvitova withdrew from the French Open due to an ankle injury during her media obligations on Sunday after her first-round victory over Greet Minnen.

Sad Day for Tennis: 

However, for the world ranked No 2 Naomi Osaka who chose her mental wellbeing and withdraws rather than fulfill her media obligations is a message that can’t be ignored and should get sidelined in the whole discussion of what a player’s obligation ought to be – to promote the game — as Mithali Raj stated.

Yes, while it is important for the players to promote the game that they are playing, one has to see the bigger picture here. This last one-and-a-half-year has been tough for everyone around the globe.

Stress and Anxiety played a major role

For some, it has been tougher. Stress and anxiety have played a huge role in the minds of the people due to the lockdown restrictions imposed by various Governments across the world. The question here is not about media obligations or to further a sport that is already played the world over.

The issue here is about a player who is talking about her mental state. The present pandemic has definitely been tough on the athletes who have to train around the year six to seven hours a day. For them to be cooped inside the home is more of a mental challenge than a physical one.

We all remember the video that went viral last year of Virat Kohli playing cricket where he lives with Anushka Sharma during lockdown last year; it just goes to show that players need to be constantly in touch with the game. Being away can cause worry as has been the case with Osaka.

One has to also remember that few celebs or for that matter athletes actually come out in the open and talk about their mental status. The fact that Osaka has been brave enough to do so and chose her health over the game says a lot about what this present pandemic has done.

Mental Health needs to be addressed: 

Over the years, there have few athletes who have opened up and talked about their mental health. Andrew Luck, the quarterback for the Indianapolis Colts announced his retirement.

He said at a Press conference in August 2019: “The only way forward for me is to remove myself from football and this cycle I’ve been in. I’ve come to the proverbial fork in the road, and I made a vow to myself that, if I ever did again, I would choose me.”


Black Lives Matter Mask: 

Since the start of the US Open, Osaka has walked on the court wearing masks with the names of Black Americans who have died in encounters with police or due to racial injustice.

During this year’s U.S. Open, Naomi Osaka wore seven different face masks for each round of the annual tournament.  Osaka wore masks with the names of Breonna Taylor, Elijiah McClain, Ahmaud Arbery, Trayvon Martin, George Floyd, Philando Castile, and Tamir Rice.

Naomi Osaka needs to be given a hall pass!

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Was India ready for devastating second COVID-19 wave?

Covid-19 or coronavirus is nowadays a big topic to discuss on. It was originated in Wuhan, China, and its effects were seen in India from March which leads to a total lockdown in the country for almost 4 to 5 months.




Covid-19 or coronavirus is nowadays a big topic to discuss on. It was originated in Wuhan, China, and its effects were seen in India from March which leads to a total lockdown in the country for almost 4 to 5 months.

As a sake of fact, March is generally the month of final exams and March was the month in 2020 where lockdown took place in India. With the whole country isolated, schools and all educational institutions were locked down too. Now what impact does this left on students, parents, teachers, schools, and the education system of India is a big question?

Was India ready during Covid-19? 

According to the report of the National Sample Survey Organization (NSSO) 2014, A normal person spends 20% of his income on their child’s education every year and this estimate is increasing as the competition is increasing among the educational institutes. And in this when lockdown occurs where no one can step out from their houses for earning it becomes very difficult for those whose earning depends on daily wages.

There were problems that made the situation even more painful such as online classes, fees hike, absence of inner motivation, health issues, lack of physical education and sports, irregularity in students schedules, limited access to study material, deficiency in guidance, technical glitches, off the stock of stationery, etc.

Parent’s perspective:

Parents who want to secure their child’s future, who shatter themselves just to make their child stand and walk with the world equally. During this Covid-19 issue, parents had suffered a lot whether it be economically, socially, mentally, and physically. They have bared a lot.

A lot of parents raised their voice against fees hike, a lot of parents got unemployed, a lot of them were out of money, some were sinking in debts and whatnot.

Teacher’s perspective: 

Teachers were the group who had suffered so many technical problems with the financial and employment crises. Their salaries were cut or if not cut then shortened, incompetent in online classes, lack of digital confidence, etc.

Student’s perspective:

Students were the main victim of all this crisis because it is them who want to study, who want to grow. But they have faced so many challenges which they even had thought of. From school life to home life, from studies to fun, from creativity to mental depression, from suicidal attempts to deaths.

Education system during Covid-19:

During the Covid-19 spread, schools and colleges were closed. Board exams were firstly postponed and then finally canceled or organized by open book exams. JEE/NEET exams were also postponed.

Online classes led students to attempt suicide because of a lack of resources. Studies show that 50% of India’s population do not have access to the internet. So how can we estimate that we can build digital India by 2022 or 2023?

But a new ray of hope came in the form of a New Education policy that really fascinated students, teachers, and parents. It claims that students can opt for any subjects that relate to their field of interest. Graduates can also get the certificate of their degree whether they have completed their course or not.

Present scenario:

Now also, nothing has changed much. During its origin, it was devastating as hell and now, as its second phase has been initiated, the same destruction is happening. Again states are locking down their areas, shutting them for a couple of periods and so.

Though our scientists had made the vaccines as new strands of this virus appeared it is difficult to rely on the same vaccine. Vaccines have also shown some post symptoms like fever, chill, and weakness for one or two days which is bearable for some but not for everyone.


After knowing all these things we should not forget the Government Guidelines of prevention and also help the needy. Try to give free education nearby you who are really devoted to studies. Also not forget to feed the animals. They are all alone in such uncertainty.

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Recall and remember some of the greatest rivalries of legends in Formula One history

The rivalries have something to showcase their leadership and teach how to respect the competitor in the battleground.



legends in formula one

The most high-profile professional sports like Cricket, Football, Tennis are put on hold due to COVID. Likewise, Formula 1 has been put on hold during the pandemic.

But the greatest Formula One rivalries in the game can’t be put on hold. The rivalries have something to showcase their leadership and teach how to respect the competitor in the battleground.

At the end of the day, Formula One is about winning titles, not teammates getting along. Alonso once reckoned something like it doesn’t really matter teammates crash. The fastest F1 car with great speed in the meter will always win in the end.

In the near future, the Indian F1 Grand Prix will definitely change the face of motor racing in this country of 1.2 billion where all sports take a backseat to cricket.

Let’s have a quick look at some of the greatest rivalries of Formula One-

Sebastian Vettel vs Fernando Alonso

The career trajectories of both drivers are almost the same. Vettel and Alonso achieve great success at the start of their careers with Renault and Red Bull racing respectively.

Also, the youngest ever Formula One Champions at one stage in their careers. Meanwhile, both are always coming under the belt of the greatest rivalries of F1.


Photo by Macau Photo Agency on Unsplash

Fernando Alonso, who is mercurial and romantic is a double champion with Renault in 2005 and 2006. The mechanical and relentless Sebastian Vettel is with the supreme Red Bull conquering the previous two seasons.

Sebastian Vettel and Fernando Alonso are looking to add another prestigious crown with their respective teams. German driver Vettel, on his part, is hoping that the new Aston Martin project and the 2022 budget cuts could bring him back into contention.

Image by Gianfranco De Bei from Pixabay

Spanish driver Fernando Alonso would be hoping that with Alpine GP could for one final time battle for the crown before he declare a final day in F1.

Michael Schumacher vs Mika Hakkinen

The greatest rivalries in the history of Formula One between 1998 and 2000, the sports had ever witnessed. Both Schumacher and Hakkinen respected each other on the battleground.

Source michael schumacher(twitter)

The Flying Finn and former F1 world champion Mika Hakkinen’s strength is purely based on raw speed, Hakkinen is regarded as the fastest man in Formula One.

In contrast, Ferrari’s Michael Schumacher and McLaren’s Mika Hakkinen are both seem more disciplined and controlled – and less emotional.

Lewis Hamilton vs Nico Rosberg

The greatest Formula One rivalry between Mercedes team-mates Lewis Hamilton and Nico Rosberg is likely to be remembered as the defining battle in the era of 2010s.

Photo by Macau Photo Agency on Unsplash

The explosive nature of their rivalry caused tough competition and great tensions within Mercedes.

In the majority of weekends, they fought for victories and crowns in what was effectively an intra-team contest for three seasons.

However, Lewis Hamilton surpassed many of Michael Schumacher’s Formula 1 records and became one of the most successful drivers in history in the process.

Sebastian Vettel vs Mark Weber

The relationship between Sebastian Vettel and Mark Weber was not a healthy one. There are Several high-profile incidents like the Turkish GP crash and the Multi-21 controversy caused the relationship to totally disastrous with Webber leaving the team at the end of the 2013 season.

Photo by Macau Photo Agency on Unsplash

In the five seasons, the two were teammates at Red Bull racing Sebastian Vettel dominated, racking up 44 poles, 38 wins, 61 podiums with four straight world championships, and a second place.

Meanwhile, Australian former driver Mark Webber scored 13 pole positions, nine wins, and 40 podiums leading to three third-place finishes in the drivers’ championship.

Ayrton Senna vs Alain Prost

Brazilian racing driver Ayrton Senna and Frenchman Alain Prost were the leading leaders of great F1 duels on different occasions of their careers.

The greatest Formula One rivalry took a U-turn during the 1988, 1989, and 1990 seasons, when both drivers were like supreme power in the sport and had their ultimate face-off at the 1990 Japanese Grand Prix.

As teammates, Ayrton Senna and Alain Prost registered 25 victories from 32 races over the 1988 and 1989 seasons, signifying the pure dominance the drivers had over the competing field and other manufacturers.

Ayrton Senna had 14 wins and 26 pole positions whilst Prost had 11 victories and 4 pole positions.

To conclude, Senna is regarded as higher than Prost because Brazilian was faster. He was fighting against the status quo, Alain Prost was representing it.

He was more charismatic. Hence, Senna died young, on the track, while still performing well on the track.

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Source: @jamesvgingerich (Twitter)